Loan guides for Uttarakhand borrowers
Schemes, documents, eligibility and rate updates — written by our loan advisors in Dehradun.
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Mukhyamantri Swarozgar Yojana 2.0 Uttarakhand: Subsidy, Eligibility and How to Apply
Uttarakhand's flagship self-employment scheme, now in its 2.0 version: how much you can borrow, how much subsidy you get, and the steps to apply.
31 Oct 2026 Home LoansPMAY-Urban 2.0 Interest Subsidy: Who Gets Up to ₹1.80 Lakh on a Home Loan
The interest subsidy scheme under PMAY-Urban 2.0 can cut up to ₹1.80 lakh from a first home loan. Here is who qualifies and how to claim it.
31 Oct 2026 Home LoansHome Loan Documents Checklist for Uttarakhand: Salaried, Self-Employed and Property Papers
Everything banks ask for in a home loan application in Uttarakhand, from KYC and income proof to the property papers that cause most delays.
31 Oct 2026 Business LoansLoan for a Homestay in Uttarakhand: Bank Options and the State Homestay Subsidy
Starting or upgrading a homestay in the hills? How to combine a bank loan with Uttarakhand's homestay subsidy, and what banks check before lending.
31 Oct 2026 MSME & MudraCGTMSE Explained: How Small Businesses Get Loans Without Collateral
How the CGTMSE guarantee lets banks lend to micro and small enterprises without property as security, and what you need to qualify.
31 Oct 2026 Agriculture LoansKisan Credit Card in Uttarakhand: Limits, 4% Effective Interest and How to Apply
How the Kisan Credit Card works for farmers and orchard owners in Uttarakhand, including the interest subvention that brings the effective rate down to about 4%.
31 Oct 2026 Credit ScoreHow to Improve Your CIBIL Score Before Applying for a Loan
Your credit score decides whether you get a loan and at what rate. Practical steps to improve it in the months before you apply.
31 Oct 2026