Agriculture Loan

Kisan Credit Card, crop loans and farm equipment finance for farmers and orchard owners across Uttarakhand.

Farmers and orchard owners in Uttarakhand can access short-term crop credit and longer-term loans for equipment, land development and allied activities such as dairy and horticulture.

Kisan Credit Card (KCC)

KCC provides a revolving limit for crop and allied needs. Under the government interest subvention scheme, farmers who repay on time can get short-term crop loans at a reduced effective rate, up to the scheme limit.

Other farm loans

  • Tractor and farm equipment loans
  • Horticulture and polyhouse finance
  • Dairy, poultry and fisheries loans

Documents usually needed

  • KYC
  • Land records showing ownership or cultivation
  • Crop or project details
Free help, start to finish. Tell us your requirement using the form on this page or on WhatsApp. We shortlist suitable lenders, prepare your document checklist and follow up until disbursal. You pay nothing to us.

EMI calculator

Loan amount (₹)
Interest rate (% per year)
Loan tenure
Monthly EMI —
Principal
—
Total interest
—
Total payable
—
Discuss this on WhatsApp

Indicative only. The lender's rate, fees and rounding decide your actual EMI.

Frequently asked questions

What is the interest rate on KCC?

Banks set the rate; eligible farmers who repay promptly receive interest subvention that lowers the effective rate, within the scheme limit.

Can tenant farmers apply?

Some banks lend to tenant farmers and joint liability groups. We will check options for you.

Do you help with horticulture projects?

Yes, including orchards and polyhouses, subject to the lender's appraisal.

Disclaimer: This page is for general information only and is not financial, legal or tax advice, or an offer of credit. Scheme rules, interest rates and eligibility are set by the government and lenders and may change, so please verify current terms with the lender or the official scheme website before acting. Uttarakhand Loans is an empanelled Direct Selling Agent (DSA); we do not lend, and loan sanction, rates and terms are at the sole discretion of the lending bank or NBFC. We never charge upfront fees for loan approval. Read our full Disclaimer.
💬